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show that income is coming in

lenders like steady employment

Your capacity to repay the mortgage loan is contingent on your employment and other income sources.

Lenders like to see mortgage applicants in steady jobs with verifiable income. Lenders will likely call your employer to verify your employment position and salary/wages.

Any discrepancy in your reported employment and income may raise additional questions that can disqualify you for a loan.



Self-employed individuals will require additional documents to ensure lenders that the applicant has steady income. These documents will include your personal tax filings and other information as required.

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