Mortgage Lending
101
Summarizes how mortgage lending business
works and notes on how to approve your chances
for approval at a competitive rate and term
Pick-My-Mortgage
Steps
Step-by-Step plan when preparing to purchase
a home and submit a mortgage application
Understanding
the True Cost of a Mortgage
Walks through the cost of a mortgage including
loan repayment and escrow plans
Getting Qualified
Notes qualifying ratios and other criteria
that lenders use to qualify applicants for a
loan
What's Required
for the Application
Discusses those requirements that can be
expected when completing an application for
a mortgage
Pick Your Mortgage
Home Affordability Guide
About Private Mortgage Insurance
Calculators
Mortgage Rates
Mortgage Loan Application
Mortgage Tool Set
Mortgage Glossary of Terms
Managing Your
Mortgage Loan
Reviews loan repayment plans and avoiding
foreclosure. Also reviews issues of building
your equity fast and dropping PMI.
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Fixed-Rate Mortgages
Notes on fixed-rate mortgages — pros
and cons and why consumers may select this product
Adjustable-Rate Mortgages
Notes on adjustable-rate mortgages —
pros and cons and why consumers may select this
product
Hybrid / Combo Mortgages
Notes on hybrid mortgage (fixed rate mortgages
that adust to adjustable rate mortgages after
a set period) — pros and cons and why consumers
may select this product
Interest-Only Mortgages
Notes on mortgage loans that charge interest only for the first few months.
Minimum Payment Plans
Notes on low monthly payment plans for high priced markets and for applicants that are looking to keep their payments low.
Jumbo / Construction
Loan
Notes on non-conforming jumbo and construction
mortgages — pros and cons and why consumers
may select this product
Balloons, RIM, Other
Notes on other special mortgages —
pros and cons and why consumers may select this
product
Government Loans
Notes on government sponsored mortgages
— pros and cons and why consumers may select
this product
No/Low Down Payment
Mortgages
Notes on getting a mortgage with little
or no down payment
Less-Than-Good Credit
Notes on applying for mortgage loans with
"less-than-good-credit"
Reverse Mortgages
Notes on reversible mortgages
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