Home Building Tools and Forms

Calculate Your Housing Ratio

The "housing ratio" is calculated by dividing monthly housing expenses by your gross monthly income. The housing ratio should not exceed 28%.


Enter the estimated monthly mortgage payment:
Estimated Taxes per Month (annual assessment divided by 12):
Est Insurance per Month (annual premium divided by 12):
Estimated Other Expenses per Month:

Enter Your Total Monthly Income:
^*
Housing Ratio (should be around 28%):	%
* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations.

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